参考范文：

　　1、Itiscommonlybelievedthatmoneyiseverything,butinmypinion,wecan"tlivewithoutparentsandfriends.ifihadamilliondollars,iwouldtraveltheworldwithmyparentsandfriend.iwouldputahalfofitinthebank.Andiwouldhelpthepoorsbecousetheyneedthemoney,weshouldhavesenseofresponsibilitytohelpothers.Ificanhelpthem,iwillfeelveryhappy.

　　AsfarasIamconcerned,helpothersismyduty.ifistillhavemoney,iwouldbuysomenewbookstoread.itisindispensabletoimprovemyself.

　　2、Ifihaveonemillion,icandoalotthing,iwilltravelaroundtheworld,visitthehistoricalplace,seemslikeMaya,itbringmeintoAmericaIndianperiod,icanlearnAmericaIndianculture.iwillusethatmoneytoinvest:buystocksandinsurancethat'sthewaytomakemoremoneytohelpmorepeople,imeantodonatemoneyforhelppeoplewhoneedhelpasyouknow,helpingbehaviormakeushappy.

　　3、IfIhave1million,howshouldIconsumption?

　　Iwouldtakeout100000yuan,tohelpgethome,thepoorcan'taffordontheschoolchildren,andgivethemtopaytuition.Toothersbuyhimwhatyouwant,backtoworkatthefactoryonpeoplebuy10casesofCoca-Cola,makethemworkathanaspirit,letthebossgivethemsomewagesandreward,toletthemliveagoodlife.

　　IfIhaveonemillion,I'llbuymesometoys,suchas:theraiderbuggies.Theyo-yo.Videogames.Mobilephone.Iwanttobuysomestationery:automaticpen.Pen.Rubber.Neutralpen.

　　IfIhaveonemillion,I'llgivemymothertobuyabighouse,intofathertobuyaMercedes,letmyfathertookthemothertothestreetsaround.

　　IfIhaveonemillion,I'llgivegrandpa'sgrandmotherbuyamedicineagainstdeath,eveniftheworldthereisnomedicineagainstdeathIwillletgrandpa'sgrandmotherprolonglife,letthemliveahappy,healthyandprosperousday.

　　IfIhaveonemillion,I'llgivebrotheropenacoalyardlethimmakeamakeredticket,thefuturetakeabeautifulwife.

　　IfIhaveonemillion,I'lltravelabroad,travelaroundtheworld,theUnitedStates.Japan.Europe,letforeignersknowweChinesehavethemoney.

　　IfIhaveonemillion,I'lldevelopagreatsoftwarecompany,theconstructionofsomerelevantlearningsoftware,letthechildreninthestudymorehappytolearn,evenhappylife.