[原文]Washyourhands.Alwayssay“please”and“thankyou”.Wearefullofadviceforourchildrenbutwhenitcomestomoneyweoftenhavelittletosay.Asaresultourchildrenmaygrowupwithcleanhandsandgoodmannersbutwithouta

　　[原文]Washyourhands.Alwayssay“please”and“thankyou”.Wearefullofadviceforourchildrenbutwhenitcomestomoneyweoftenhavelittletosay.Asaresultourchildrenmaygrowupwithcleanhandsandgoodmannersbutwithoutanyideahowtomanagetheirmoney.

　　 Herearesomebasicsthatwillhelpguidethemtheirentirelives：

　　 Showthemthefuture.Ifyour13-year-oldgirlweretosave$1000invest(投资)itat8%andadd$100everymonthbythetimeshe’s65shewouldhave$980983!

　　 Becarefulofcreditcards(信用卡)•Creditcardscanhelpyoubuynecessarythingsandbuildacredithistorybuttheymustbeusedresponsiblywhichmeanspayingoffyourdebtontime.Explaintoyourchildrenthatwhenyoubuysomethingusingacreditcardyoucaneasilyenduppayingtwoorthreetimeswhatyouwouldhavepaidifyouusedcash.

　　 Teachpatience.Supposeyourchildwantsanewbicyclethatcosts$150.Ratherthanpayingthecashgivehimsomeregularpocketmoneyandexplainthatbyputtingasidesay$15eachweekhewillbeabletobuyitforhimselfinonlytenweeks.

　　Provideincentive.Tellyourchildrentheimportanceofsaving.“Foreverydollarheorsheagreestosaveandinvestratherthanspendyouagreetoaddanotherdollartothepot”saysCathyParetoanexpertinmoneyplanning.

　　 Explainyourvalues.ValuesandmoneyaredeeplyintertwinedsaysEilleenGalloco-authorofTheFinanciallyIntelligentParent.Whenyourchilddemandsthatyoubuysomethingexplainwhyyoureallydon’twanttobuyit.“Youmightsay‘I’drathersavethatmoneyforyoureducationadvisesGallo.Everytimeyouspendordon’tspendmoneyyouhaveachancetoshareyourvalues.

　　[问题1]Thewritergivessomebasicstohelp   inaproperway.

　　   A.parentsteachtheirchildrenhowtodealwithmoney

　　   B.childrenfollowtheirparents’instructions

　　   C.childrenmanagetheirmoney

　　   D.parentssavetheirmoney

　　[答案]       

　　[理由]