Parentsareoftenscaredtotalktotheirkidsaboutmoney．Infactkidsneedtounderstandhowtosaveandmanagetheirmoney．Properpreparationforyourchildren，evenatayoungage，canstartthemdownthepathofasuccessfulfinanciallife
Parents are often scared to talk to their kids about money．In fact kids need to understand how to save and manage their money．Proper preparation for your children，even at a young age，can start them down the path of a successful financial life．（46）___
Talk early and often．
Children start learning about money long before their first savings account，job or credit card．
（47）___ Avoiding the subject until your child needs a bank account can make the conversation hasty（草率的） and confusing．
（48）___
A trip to the grocery store is a good time to explain price comparison，value and inflation．An ATM stop offers a chance to explain that money doesn't actually come from a machine．You can discuss both earned income，investment returns and even inheritance．Opening bills is a chance to talk about payment for services，credit card debt and interest rates．Children need to be taught about debt，specifically loans and credit cards．
Talk about giving．
Children should learn that money doesn't always need to be used for them．（49）___ Don't just write the charitable check．Get the kids involved in the process by asking them to pick and check charities．
Websites like www．charitynavigator．org and www．guidestar．org provide information and ratings．
（50）___
If they open a savings account，they can place their savings in the bank to earn a small amount of interest．Besides，they can learn about fees，account maintenance and even interest．It can provide a motivation for them to save money．You can offer them a prize if they put the money into savings．
A．It can also provide assistance to others．
B．Open a checking and savings account．
C．Children are eager to know about money．
D．Everyday activities are teachable moments．
E．Parents should help their children know how to use money．
F．Here are some tips that might help you teach kids about money．
G．Begin the