EVERYBODYinthisworldisdifferentfromoneanother.Butdoyouknowthatunderstandingdifferencescanhelpyoubettermanageyourmoney?Aswegrowupwegraduallydevelopasetofourownvaluesorbeliefs.Theseareinfluencedbysocie

　　EVERYBODYinthisworldisdifferentfromoneanother.Butdoyouknowthatunderstandingdifferencescanhelpyoubettermanageyourmoney?

　　Aswegrowupwegraduallydevelopasetofourownvaluesorbeliefs.Theseareinfluencedbysocietyourfamilytheeducationwereceiveandsoon.Oncethisvaluesystemissetupit’snoteasytochangelaterinlife.

　　Financialexpertssaythateveryonealsohastheirownbeliefofhowtomanagetheirfinances.Thisispartofourvaluesystemandithasagreatimpactonthewaywelookafterourmoney.

　　Accordingtoourdifferentvaluesexpertsputusinthreecategories.Theyare:theantthecricketandthesnail.

　　Theant—worksfirst

　　Justlikeantswhoworkheartandsoulinsummerinordertostorefoodforwinterthesepeopledon’tcareaboutenjoyingthemoment.Theyworkveryhardandsavemoneytheyearnsothattheycanenjoylifewhentheygetoldandretire.Theantlovestosavebuttheycouldmakemoreoutoftheirmoneyiftheywerewillingtoinvestinsomefundsandstockswithlowrisk.

　　Thecricket—funfirst

　　Thecricketwantstoenjoyeverythingnowanddoesn’tthinktoomuchaboutthefuture.Theyevenborrowmoneywhentheyreallywantsomething.Manyyoungpeoplenowbelongtothisgroup.Thesepeoplehavelittlesavings.Whentheygetoldtheymighthaveproblems.Theyshouldlearntosaveandbuyinsurance.

　　Thesnail—livesunderpressure

　　Thesnailreferstopeoplewhomakelifedifficultforthemselves.Theytakebiglong-termloansfromthebankinordertobuythingssuchasluxuryhouses.Theyarehappytotakebigloanseventhoughtheyarenotsuretheycanaffordit.Thiscancauseproblemsinthefuture.Theyshouldplanmorecarefully.

　　小题1:Wecanlearnfromthetextthat_____.A．wespendmoneybecausewehaveearneditB．savingmoneyisagoodwaytomanagemoneyC．yourwayofmanagingmoneyisareflectionofyourvalueorbeliefD．spendingmoneyisawiserway小题2:Ofthethreetypesofpeopletheonethathasnoweaknessis_____.A．theantB．thesnailC．noneofthemD．thecricket小题3:Ifyouhadthreedollarsy