Lifeisfullofdangersandsurprises.Yourhousemayburndown.Youmay__1___thewindowandbreakyourneck.Miceandbeetlesmayeatyourfloorsothatyoudropintotheflat___2___foranuninvitedcupoftea.Anythingmayhappen,youneverknow.You

　　Lifeisfullofdangersandsurprises.Yourhousemayburndown.Youmay__1___thewindowandbreakyourneck.Miceandbeetlesmayeatyourfloorsothatyoudropintotheflat___2___foranuninvitedcupoftea.Anythingmayhappen,youneverknow.

　　Youcannotalwayspreventdisasters,butyoucaninsureagainstthem.Mostformsofinsuranceare__3__,itisuptoyouwhetheryoutakeoutpolicyornot.Butsomeformsare__4__.Ifyoudriveacar.forexample,youmusttakeoutathirdpartyinsurancepolicy.The"parties"toanagreement,orcontract,aretheindividualsorgoups___5__.Withthird-partymotorinsurance,thethreepartiesare(I)youyourself,(II)youinsurancecompany,and(III)anybodyelse—forexample,theman__6__JaguarhasjustsmashedupyourMini.Third-partyinsurancedoesnotcoverfire,theftoranythingelse.Itisintendedonlytoprotectroadusersfromeachother.Ifyouwantto

　　insureagainstalltheotherterriblethings___7___mighthappentoyouoryourcar,youcantakeoutacomprehensivepolicy.

　　AnotherformofcompulsoryinsuranceisNationalinsurance.Everybody__8__earningmoneyonaregularbasismustpayasumeachweektothestate.TheseweeklycontributionscoverpartofthecostofthenationalHealthServiceandtheothercocialservicebenefitsandsoon.Youmustbeabletohavepaidyourcontributions,soyouhaveacard(keptbyyouremployerunlessyouareselfemployed)___10___stampsarestuckeveryweek.Ofcourse,youcantakeoutprivatehealthinsuranceaswellifyouwish,butyoumuststillpayyourstatecontributions.

　　1.A.falldownB.fallbackC.falloutofD.fallout

　　2.A.aboveB.belowC.overD.upside

　　3.A.compulsoryB.voluntaryC.involuntaryD.unwilling

　　4.A.compulsoryB.optionalC.voluntaryD.willing

　　5.A.concerningB.concernedC.beingconcernedD.tobeconcerned

　　6.A.thatB.whichC.whoseD.inwhom

　　7.A.whichB.thatC.thereD.when

　　8.A.overB.underC.aboveD.below

　　9.A.savingsB.earningsC.belongingsD.pensions

　　10.A.inwhichB.offwhichC.ofwhichD.ontowhich