【Wealthstartswithagoalsavingadollaratatime.Callitthepiggybankstrategy(策略).Therearelessonsinthattime-honoredcoin-savingcontainer.Anyhugetaskseemseasierwhenreducedtobabysteps.Ifyouwishedtoclimba120】
Wealthstartswithagoalsavingadollaratatime.Callitthepiggybankstrategy(策略).Therearelessonsinthattime-honoredcoin-savingcontainer.
Anyhugetaskseemseasierwhenreducedtobabysteps.Ifyouwishedtoclimba12000-footmountainandcoulddoitadayatatimeyouwouldonlyhavetoclimb33feetdailytoreachthetopinayear.Ifyouwanttotakeareallynicetripin10yearsforaspecialoccasiontocollectthe$15000costyouhavetosave$3.93aday.Ifyoudropthatintoapiggybankandthenonceayearput$1434inasavingsaccountat1%interestrateafter-taxyouwillhaveyourtripmoney.
WhenIwasachildmyparentsgavemeapiggybanktoteachmethatifIwantedsomethingIshouldsavemoneytobuyit.Weassociatepiggybankswithchildrenbutinmanycountriesthelittlecontainersarealsopopularwithadults.Europeansseeapiggybankasasignofgoodfortuneandwealth.AroundtheworldmanybelieveagiftofapiggybankonNewYear’sDaybringsgoodluckandfinancialsuccess.Ahbutyouhavetoputsomethinginit.
Whyisapigusedasasymbolofsaving?Whynotanelephantbankwhichisbiggerandholdsmorecoins?IntheMiddleAgesbeforemodernbankingandcreditinstrumentspeoplesavedmoneyathomeafewcoinsatatimedroppedintoajarordish.Potters(制陶工)madetheseinexpensivecontainersfromanorange-coloredclay(黏土)called“pygg”andfolkssavedcoinsinpyggjars.TheMiddleEnglishword
forpigwas“pigge”.WhiletheSaxonspronouncedpyggreferringtotheclayas“pug”eventuallythetwowordschangedintothesamepronunciationsoundingthe“i”asinpigorpiggy.Asthewordbecamelessassociatedwiththeorangeclayandmorewiththeanimalacleverpotterfashionedapyggjarintheshapeofapigdelightingchildrenandadults.Thepiggybankwasborn.
Originallyyouhadtobreakthebanktogettothemoneybringinginasenseofseriousnessintosavings.Whilepiggybanksteachchildrenthewisdomofsavingadultsoftenneedtorelearnchildhoodlessons.Thinkaboutthethingsinlifethatrequirelargeamountsofmoney---collegeeducationweddingscarsmedicalcarestartingabusinessbuyingahomeandfunstufflikegreattrips.Sowhenyouhavemoneytakeoffthetop10%putitasidesaveandinvestwisely.
1.Whatisthepiggybankstrategy?
A