Thelifelongbenefitsofteachingchildrengoodmoneyhabitsmakeitwellworththeeffort.Childrenwhoarenottaughttheselessonspaytheconsequencesforalifetime.Someparentsdon'tteachchildrenaboutmoneybecausetheythinktheyshou

　　Thelifelongbenefitsofteachingchildrengoodmoneyhabitsmakeitwellworththeeffort.Childrenwhoarenottaughttheselessonspaytheconsequencesforalifetime.Someparentsdon'tteachchildrenaboutmoneybecausetheythinktheyshouldn'ttalkaboutmoneywithchildrenandtheydon'thavethetimeortheythinktheydon'thaveenoughmoney.Parentsshouldtakethetimetoteachchildrenaboutmoneyregardlessoftheirincomeandshouldstartwhenchildrenareyoung.

　　Mostpeoplehavestrongfeelingsandopinionsaboutmoneybasedonchildhoodexperiencesandthevaluesandbeliefsoftheirfamilies.Mostoftentheseexperiencesvaluesandbeliefsaredifferentforeachparent.Itisvital（至关重要的）forthehealthydevelopmentofchildrenthatparentstalkaboutthesefeelingsandopinionsandestablishaconsistentapproachtoteachingchildrenaboutmoney.

　　Herearesomeguidelinesparentscankeepinmindastheybeginthefinancialsocializationoftheirchildren.

　　Guideandadviseratherthandirectanddictatehowchildren'smoneyshouldbeused.

　　Encourageandpraisechildrenratherthancriticizeandrebuke（指责）actionstaken.

　　Allowchildrentolearnbymistakesandbysuccesses.

　　Beconsistentwhiletakingchildren'sdifferencesintoaccount.

　　Includeallfamilymembersinmoneymanagementdiscussionsdecisionmakingandactivitiesasappropriatefortheirage.

　　Explaintochildrenwhattheycanandcannotdoandtheconsequencesofviolatingthelimits.

　　Aschildrengetolderincreasinglyincludethemindiscussionsoflimitsandconsequences.Expectallfamilymemberstoperformunpaidroutinehouseholdchores（家务）basedontheirabilities.

　　Expressyourdesiretohavethingsyoucan'tafford.Childrenneedtoknowthatparentssay“no”tothemselvestoo.

　　81.Listoneofthereasonswhysomeparentsdon'tteachchildrenaboutmoney.(Nomorethan10words)(3marks)

　　82.Whataremostpeople'sstrongfeelingsandopinionsaboutmoneybasedon?(Nomorethan11words)(3marks)

　　83.Whatshouldparentsletallfamilymemberstakepartinbesidesactivitiesasappropriatefortheirage?(Nomorethan7words)(2marks)

　　84.Whatdoesthetextmainlytellus?(Nomoreth