英语翻译Americansspendalotofmoneyintheirdailylives.Workingpeoplespendmoneyontransportationtoandfromworkandonvariousexpensesthroughouttheday.Americansenjoyshoppingandbuymanythingsthattheyneedandwent.Theyspen
英语翻译
Americansspendalotofmoneyintheirdailylives.Workingpeoplespendmoneyontransportationtoandfromworkandonvariousexpensesthroughouttheday.Americansenjoyshoppingandbuymanythingsthattheyneedandwent.Theyspendalotofmoneyonentertainment.Theybuysportsequipment,todosportingeventsanddomanythingsthatcostmoney.However,manyAmericansdon’tpaycashorwritechecksforthesethings.Moreandmore,theypayforthingwithcreditcards.
Creditcardsaresmall,rectangularplasticcards.Banksgivethesecardstotheircustomers.Whenthecustomerbuyssomethingatastore,heshowshiscardatthestore.Thisauthorizesthestoretochargethebankaccountforthecustomer’spurchase.Thebankcollectsallthechargesforeachcustomer.Thenonceamonththebankrequiresthecustomertopayallthechargesforthatmonth.Thebankdoesnotforcethecustomertopaythefullamount.Itasksthecustomertopayforthechargesinseveralpaymentsoveraperiodoftime.However,thebankrequiresthecustomertopayinterestontheunpaidofthecharges.
Inthiswaythebankallowscustomerstobuythingstheycannotaffordatonetime.Peoplecanusethecardtobuywhattheywantandpayforitoveraperiodoftime.Theyalsodonotneedtocarryalotofmoney.