谁帮我做下大学英语精读一作业二阅读理解（22）第二部分：阅读理解（共10小题；每小题3分,满分30分）Passage1Creditcardsletpeoplebuythingsnowandpayforthemovermonthsorevenyears.Butsomepeopleget

　　谁帮我做下大学英语精读一作业二阅读理解（22）

　　第二部分：阅读理解（共10小题；每小题3分,满分30分）

　　Passage1

　　Creditcardsletpeoplebuythingsnowandpayforthemovermonthsorevenyears.Butsomepeoplegetdeepintodebt.Andcriticssaysomebankshavetermsandchargesthatcanmakeitharderforpeopletopayoffthatdebt.

　　IntheUnitedStates,therearecallsforstrongergovernmentsupervision(监督)ofthecreditcardindustry.Creditcardshavebeenheavilymarketedthroughthemailandatstores.Theyoffereconomicpowerataprice.

　　Intwothousandfour,Americanshadabouteighthundredbilliondollarsincreditcarddebt.Nowtheyoweaboutninehundredsixty-eightbillion.Theaverageinterestrateonthosecardsiscurrentlythirteenandahalfpercent.

　　Criticssaybanksmadeittooeasytogetcreditcards.Butthatmaybechanging.Thecrisisinthehousingandcreditsmarketsisbeginningtoaffectthecreditcardindustry.Morepaymentsarelate.Chargesforlatepaymentsareagrowingsourceofprofitforbanks.Butlatepaymentscanalsosignalbaddebts.

　　Thecentralbank,theFederalReserve,saystwo-thirdsofAmericanbankshaverecentlyreportedtighterlendingrequirements.Manypeoplereporthavingtheircreditlimitsreducedwithoutwarning.（199words）

　　1.Whatisacreditcard?

　　Aacardshowingyourcredit

　　Bacardwhichyoucanusetobuythingsandpayforitlater

　　Cacardwhichcangetyoudeepintodebt

　　DacardusedintheUnitedStates

　　2.WhatisNOTtrueaboutcreditcards?

　　APeoplecangetthemthroughmailsoratstores.

　　BTheycanincreasepeople'seconomicpower.

　　CTheyareissuedbygovernments.

　　DTherearetoomanycreditcardsnow.

　　3.WhatistheaverageinterestrateoncreditcardsinAmerica?

　　A800,000,000,000

　　B968,000,000,000

　　C13.50%

　　Dwedon'tknow

　　4.Latepaymentsforcreditcardscanbringprofitto_____.

　　Athegovernment

　　Bbanks

　　Ccreditcardholders

　　Dcritics

　　5.Accordingtothepassage,whocanreducepeople'screditlimits?

　　Athegovernment

　　Bbanks

　　Ccreditcardholders

　　Dcritics