Atpresent,China'senterprises,SMEsaccountedforhalfofthecountry,playanimportantresponsibilityinthenationaleconomy.Itisessentialintechnologicalinnovationhasthestatusof,andforthebroadmasseswithalargenumberofemploymentopportunitiesforstabledevelopmentofthecountryhasmadeanindeliblecontribution.SMEs,duetoaweakfoundation,youwanttobecomebiggerandstrongertobefinanced.However,financingdifficultiesofSMEsinChinahasbecomeacommonproblemlargenumberofenterprises,inordertosolvetheproblemoffinancing,boththeGovernmentandanumberofscholars,someoftheviewsputforwardmoreorless.Inthispaper,theproblemoffinancingtomakeastudy.