英语翻译Manychildrenfirstlearnthevalueofmoneybyplanningtheuseofanallowance(零用钱).Thepurposeofitistoletchildrenlearnfromexperienceatanagewhenfinancial(财政的)mistakesarenotverycostly.Thea92ofmoney
英语翻译
Manychildrenfirstlearnthevalueofmoneybyplanningtheuseofanallowance(零用钱).Thepurposeofitistoletchildrenlearnfromexperienceatanagewhenfinancial(财政的)mistakesarenotverycostly.Thea92ofmoneythatparentsgivetotheirchildrentospenddiffersfromonefamilytoanother.Timingisanotherconsideration.Somechildrengetaweeklyallowance.Othersgetamonthlyallowance.
Inanycase,parentsshouldmakeitclearwhattheirchildexpectstopayforwiththemoney.Atfirst,youngchildrenmays93alloftheirallowancessoonaftertheyreceivethem.I94theydothis,theywilllearnthehardwaythatspendingmustbedonewithinabudget(预算).Parentsareusuallyadvisednottooffermorem95untilthenextallowance.
Theaimistoshowyoungpeoplethatbudgetingmeansmakingchoicesbetweenspendingands96Olderchildrenmayberesponsibleenoughtosavemoneyforlargercosts,likeclothingorelectronics.Sometimespayingchildrentodoextraworkaroundthehousecanbeu97
Allowancesgivechildrenachancetoexperiencethethreethingstheycandowithmoney.Theycanshareitintheformofgiftsoruseittodogoodthings;theycanspenditbybuyingthingstheywant;ortheycansaveit.Requiringchildrentosavepartoftheirallowancescanalsoopenthedoortof98savingandinvesting.Manybanksofferservicestohelpchildrenandteenagerslearnaboutpersonalfinances.Forexample,onedollarinvestedattwopercentinterestfortwoyearswillearntwocentsinthefirstyear.Thesecondyear,themoneywillearntwopercentofonedollarandtwocents,andsoon.Thatmaynotseemlikealot.Butovertimeitaddsup.
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