AlongwiththedevelopmentofInternetande-commerceintheglobalcontextoftherapiddevelopmentofthenetworkbank,emergeasthetimesrequirechangedpeople'sinherenttraditionalideaofbanking.NetworkbankoriginatedintheUnitedStates,inrecentyears,thenetworkbankisalsotherapiddevelopmentinourcountry,butthenetworkbankingasanewthinginthedevelopmentoftheearlyproblemsinevitablyexist.Thisarticlethroughtothenetworkbankofourcountrypresentsituationandcharacteristicsoftheanalysis,pointedouttheproblemofexistence,drawlessonsfromforeignexperienceandputforwardtheexistingproblemsofnetworkbank,promoteitshealthtodevelopmeasure.