Globalfinance,localintelligence
Thisisapleasantweekend.MyfatherhadjustcomebackfromHongkong,broughttoouronefamilyhappyatthegoodnews.Beforethat,wehadthefamilybecauseofhisfather'scompanyencounteredsomedifficultieswhileimmersedinakindofuneasinessandanxiousmood,butthistime,hisfatherthegoodnewsisthatourfamilyemotionexcited.
Father'scompanyacquiredHongkongHSBCBanksupport.
Father'scompanyengagedininternationalbrandofsemiconductorelectronicstorageproductsandtradeagents,mainlytothemainITproductcustomeragentsupply.Thisoperationrequiresthecompanytohaveenoughfundscirculation,andalongwiththeU.S.dollaragainsttheRMBexchangeratechange,alsorequiresthecompanytoacceleratethecapitalturnoverrate,tomaintainthecompany'sprofitislocated,but,asasupplier,oftenneedtoadvancealotofmoney,andtherateofreturnoffundsoftendecisionsinthehandsofcustomers,sothecompanymostofthefundsweretheclientdefault,influencecompanycapitalturnoverrate,thisisfathercompanyencounteredthegreatestworryandconfusion.
HongkongHSBCasanimportantcustomer,HSBClearnedthathisfatheroperatedthebewildermentof,useitsuniquewisdom,intimeforthefather'scompanytosolveanymenacefromthe"rear".Fathersaystous,HSBConthecompany'scustomersandthecompany'soperatingability,HSBCbankusinginsurancefinancialway,solvethefathercompanycashflowproblems,"asouroperatingcostswillbeincreasedinnumber,butourbusinessriskreducealot,"saidhisfather.
Iamverycurious,inmyimpression,Chinesebanksarealwayssuperior,wheretheywork,alwaysneedtofilloutabunchofinformationandlongqueues,handleaffairspersonnelfaceexpressionless,customerssometimeshumble;andaforeignbank,howtoprovidebettercustomerservice?ThanChinesebanksmorelocalwisdom?
Fathersaid:atpresent,HSBCintheglobal83countriesandregionswithabout10000branchoffices,themagnitudeofthisconfirmstheHSBC's"globalfinance"."Localwisdom"istheHSBConlocalcustomersrespectandunderstanding.HSBCinthecountryhaveestablishedthelocalizationteam,andinthesamecorporatecultureandbrand,theinternationalizationofbankingandfinancialservices.Globalizationdoesnotmeanthattheone-size-fits-allproductsandservices,withthefinancialservicesprosperity,customerspaymoreandmoreattentiontopersonalizedservice,theywantthebanktoprovidecustomizedservicesratherthanfollowthesamepattern,HSBClocalwisdomandaccuratelytocustomerstoconveythismessage.InChina,companiessuchasfather,meetbusinessthere,HSBCcanprovidepersonalizedandhumanizedservice.Ofcourse,notasinglefacebusinessclientso,withindividualclients,HSBCcanprovideveryintelligenceservices,likeme,willbeabroadstudents,HSBCalsoprovidesinformationaboutthestudentsofone-stopserviceplan.
Afterlisteningtohisfather'sintroduction,myheartisveryyearning,assumingthatthefutureIwillhavetheopportunitytoengageinlikeHSBCBank,willbealotoffun!
However,thefinancialandeconomicunderstands,atpresent,thefinancialcrisisof2008effecthasnotyetbeencompletelydissipated,theEuropeandebtcrisiseverywherespread,inflationremainshigh,bankdepositsintonegativeinterestrate,wheth