【英语翻译Smallandmediumenterprises(SMEs)areincreasinglyseenasplayinganimportantroleintheeconomyofmanycountries.Thus,governmentsthroughouttheworldfocusondevelopmentoftheSMEsectortopromoteeconomicgrowth.InThailand,SMEs】

　　英语翻译

　　Smallandmediumenterprises(SMEs)areincreasinglyseenasplayingan

　　importantroleintheeconomyofmanycountries.Thus,governments

　　throughouttheworldfocusondevelopmentoftheSMEsectortopromote

　　economicgrowth.InThailand,SMEscomprisethemajorityofbusinesses

　　inthecountry.TheDepartmentofIndustrialPromotionrevealedthatin

　　2002therewere1,639,427SMEsinThailand,comprising99.63%ofallenterprises(DepartmentofIndustrialPromotion2004).SMEsmakesubstantial

　　contributionstothenationaleconomyintermsofoutput,employment

　　andeffectiveutilizationofregionalresources(AsianProductivity

　　Organization2002a;InstituteforSmallandMediumEnterprisesDevelopment

　　2006).

　　ThecrucialroleofSMEstotheoverallhealthoftheeconomyisdependent

　　ontheirperformance-thatisgrowthandprofitability(Sage

　　1993).Althoughnotallsmallfirmspursuegrowthgoals,theirmeresurvival

　　andprovisionofjobsfortheowner-managersand/ortheirfamilies

　　addtotheeconomicwellbeingofanation(KoteyandMeredith,1997).

　　GovernmentsaroundtheglobeincludingtheThaigovernmentinvestin

　　thedevelopment,survivalandgrowthofSMEsinrecognitionoftheircontribution

　　toeconomicdevelopment.Theeffectivenessofgovernmentassistance

　　tothesectordependsonclearidentificationofbarrierstoperformance

　　anddevelopmentofappropriatepoliciesandprogramstodeal

　　withthem.

　　SeveralfactorshavebeenidentifiedintheliteratureasaffectingSME

　　performance,inparticularaccesstoexternalfinance(Blackwoodand

　　Mowl,2000;BukvicandBartlett,2003;Leeds,2003).Accesstofinanceis

　　inturninfluencedbyvariablesinboththeenterprise'sinternalandexternal

　　environment.ItisheldthatSMEsareunabletoaccessexternalfinance

　　becausetheyarenotinvestmentready.Theylackthenecessaryinformation

　　andknowledgeoftheirbusinessestoapproachfinanceprovidersorto

　　besuccessfulinaccessingfundsiftheydo(Lattimoree