【Astudyinvolving8500teenagersfromallsocialbackgroundsfoundthaimostofthemareignoraniwhenitcomestomoney.ThefindingsthefirstinascriesofreportsfromNatWeslthathasstartedafive-yearresearchprojectintotee】
Astudyinvolving8500teenagersfromallsocialbackgroundsfoundthaimostofthemareignoraniwhenitcomestomoney.ThefindingsthefirstinascriesofreportsfromNatWeslthathasstartedafive-yearresearchprojectintoteenagersandmoneyarcparticularlyworryingasthisgenerationofyoungpeopleislikelytobeburdenedwithgreaterdebtsmananybefore.
Universitytuitionfees(学费)arecurrentlycappedat£3000annuallybutthiswillbereviewednextyearandtheGovernmentisunderenormouspressuretoraisetheceiling.
Intheresearchtheteenagerswerepresentedwithdietermsoffourdifferentloansbut76percentfailedtoidentifythecheapest.Theyoungpeoplealsopredictedthattheywouldbeearningonaverage£31.000bytheageof25althoughtheaveragesalaryforthoseaged22to29isjust£17815.Theteenagersexpectedtobeindebtwhentheyfinisheduniversityortrainingalthoughhalfsaidthattheyassumedthedebtswouldbelessthan£10.000.Averagedebtsforgraduatesare£12，363.
StephenMoirheadofcommunityinvestmentattheRoyalBankofScotlandGroupwhichownsNatWestsaid."Themoreexposedyoungpeoplearetofinancialissuesandtheyoungertheybecomeawareofthemthemorelikelytheyarctobecomeresponsibleforward-planningadultswhomanagetheirfinancesconfidentlyandeffectively."
Ministersaredeeplyconcernedaboutthefinancialpressuresonteenagersandyoungpeoplebecauseofstudentloansandrisinghousingcosts.Theyhavejustintroducednewlessonsinhowtomanagedebts.NikkiFairweathcr.aged15.fromStHelenssaidthatshehadbenefitedfromlessonsonpersonalfinancebutadmittedthaishestillhadalottolearnaboutmoney.
1.Whichofthefollowingcanbefoundfromthefive-yearresearchproject?
A.Studentsunderstandpersonalfinancesdifferently.
B.UniversitytuitionfeesinEnglandhavebeenrising.
C.Teenagerstendtooverestimatetheirfutureearnings.
D.Thestudents'paybackabilityhasbecomeamajorissue.
2.Thephrase"toraisetheceiling"inparagraph2probablymeans"______".
A.toraisethestudentloans B.toimprovetheschoolfa