【英语翻译Wealthstartswithagoalsavingadollaratatime.Callitthepiggybankstrategy(策略).Therearelessonsinthattime-honoredcoin-savingcontainer.Anyhugetaskseemseasierwhenreducedtobabysteps.Ifyouwishedtoclimba12,00】
英语翻译
Wealthstartswithagoalsavingadollaratatime.Callitthepiggybankstrategy(策略).Therearelessonsinthattime-honoredcoin-savingcontainer.
Anyhugetaskseemseasierwhenreducedtobabysteps.Ifyouwishedtoclimba12,000-footmountain,andcoulddoitadayatatime,youwouldonlyhavetoclimb33feetdailytoreachthetopinayear.Ifyouwanttotakeareallynicetripin10yearsforaspecialoccasion,tocollectthe$15,000cost,youhavetosave$3.93aday.Ifyoudropthatintoapiggybankandthenonceayearput$1,434inasavingsaccountat1%interestrateafter-tax,youwillhaveyourtripmoney.
WhenIwasachild,myparentsgavemeapiggybanktoteachmethat,ifIwantedsomething,Ishouldsavemoneytobuyit.Weassociatepiggybankswithchildren,butinmanycountries,thelittlecontainersarealsopopularwithadults.Europeansseeapiggybankasasignofgoodfortuneandwealth.Aroundtheworld,manybelieveagiftofapiggybankonNewYear’sDaybringsgoodluckandfinancialsuccess.Ah,butyouhavetoputsomethinginit.
Whyisapigusedasasymbolofsaving?Whynotanelephantbank,whichisbiggerandholdsmorecoins?IntheMiddleAges,beforemodernbankingandcreditinstruments,peoplesavedmoneyathome,afewcoinsatatimedroppedintoajarordish.Potters(制陶工)madetheseinexpensivecontainersfromanorange-coloredclay(黏土)called“pygg,”andfolkssavedcoinsinpyggjars.TheMiddleEnglishword
forpigwas“pigge”.WhiletheSaxonspronouncedpygg,referringtotheclay,as“pug”,eventuallythetwowordschangedintothesamepronunciation,soundingthe“i”asinpigorpiggy.Asthewordbecamelessassociatedwiththeorangeclayandmorewiththeanimal,acleverpotterfashionedapyggjarintheshapeofapig,delightingchildrenandadults.Thepiggybankwasborn.
Originallyyouhadtobreakthebanktogettothemoney,bringinginasenseofseriousnessintosavings.Whilepiggybanksteachchildrenthewisdomofsaving,adultsoftenneedtorelearnchildhoodlessons.Thinkaboutthethingsinlifethatrequirelargeamountsofmoney---collegeeducation,weddings,cars,medicalcare,startingabusiness,buyingahome,andfunstufflikegreattrips.Sowhenyouhavemoney,takeoffthetop10%,putitaside,saveandinvestwisely