depositreserveratio（存款准备金）的英文解释最好能用英文多说明一下它的作用之类再问一下bullmarket（牛市）,bearmarket（熊市）的详细一点英文解释,急用
depositreserveratio（存款准备金）的英文解释
最好能用英文多说明一下它的作用之类
再问一下bullmarket（牛市）,bearmarket（熊市）的详细一点英文解释,急用
Depositreserveration,alsoknownasrequiredreserveration,isabankregulationthatsetstheminimumreserveseachbankmustholdtocustomerdepositsandnotes.Thesereservesaredesignedtosatisfywithdrawaldemands,andwouldnormallybeintheformoffiatcurrencystoredinabankvault(vaultcash),orwithacentralbank.
Thereserveratioissometimesusedasatoolinmonetarypolicy,influencingthecountry'seconomy,borrowing,andinterestrates.
Theratioofrequiredreservestodepositsrangesfrom3%to12%fortransactionaccountssuchascheckingaccountsandNegotiableOrderofWithdrawal(NOW)accounts,andupto3%fortimedeposits(certificatesofdeposit).
Reserverequirementsareoneofthekeytoolsindecidinghowmuchmoneybankscanlend,thussettingthepaceatwhichthenation'smoneysupplyandeconomygrow.Thehigherthereserverequirement,thetighterthemoney-andthereforetheslowertheeconomicgrowth.
Abullmarkettendstobeassociatedwithincreasinginvestorconfidence,motivatinginvestorstobuyinanticipationoffurthercapitalgains.Thelongestandmostfamousbullmarketwasinthe1990swhentheU.S.andmanyotherglobalfinancialmarketsgrewattheirfastestpaceever