TheAdvantagesandDisadvantagesofCreditCard

　　关于信用卡优缺点

　　PersonalcreditcardsarebecomingmorecommoninChina.Banksandotherfinancialinstitutionsareencouragingtheircustomerstochangethewaytheybuythings.Creditcards,knownas“plasticmoney”,arebeingofferedonverygoodtermstoencouragethechange.Consumerswillbeableto“buynow,paylater”,andmanyseethisasanadvantage.

　　个人信用卡在中国变得越来越普遍.银行和其他金融机构都鼓励他们的客户改变买东西的方式.信用卡,称为“塑料钱”,正在提供非常良好的条件来鼓励改变.消费者将能够享受“先购买,后付款”,很多人认为这是一个优势.

　　Butpeopleneedtobecareful.Therearedangersassociatedwithcreditcards.Somepeoplefinditveryeasytoexceedtheirbudget.Theyaretemptedtopurchasegoodsthattheydonotreallyneed,andcanbecomequicklyoverburdenedbydebt.Thecreditcardsoftenchargeahighrateofinterest,whichexacerbatestheproblemsforthesepeople.

　　但人们要小心.信用卡伴随危险.有些人发现很容易超过自己的预算.他们试图购买他们并不真正需要的商品,并迅速由于债务负担过重.信用卡往往收取较高的利率,这加剧了这些问题.

　　However,usedwiselycreditcardscanimprovethequalityofpeople’slives.Theycangivepeopleaccesstomoneytomeetsuddenunplannedexpenses.Properlyhandled,theycanletpeoplecontroltheirexpenditureandthemonthlystatementsprovidearecordofwheretheirmoneyhasgone.

　　但是,理性的使用信用卡可以提高人们的生活质量.他们可以得到钱来付突然的,意料之外的费用.处理得当,它们可以让人们控制他们每月的支出和记录下他们的每个月所花的钱的报表.

　　Whatdoesfriendshipmean?Maybedifferentpeoplehavedifferentideas.Thereisnodefiniteanswertothisquestion.Asaneternalthemeinliterature,friendshipisalsoimportantindailylife.Friendshipistoourlifewhatsaltistodishes.Whenyouarehappy,friendshipisjustlikeaddingflowersonthebrocade;ifyouareintrouble,friendswillsurroundyouandremovethebarriersforyou.WeadmirethegreatfriendshipbetweenMarxandEngel,whichfirmlycombinedthemandpushedthemforwardontheroadtoexploringandfulfillingCommunism.

　　Friendshipisn'talmighty,butnoonecanlivehappilywithoutit.